Dogs and Dollars: What Pets Cost


Guinea Pigs
Though little, guinea pigs aren’t that cheap. First-year costs for your little guy will be $705. You get a break because guinea pigs don’t need to be spayed or neutered but litter is high ($415). After the first year, annual cost: $635.

Gerbils and Hamsters
These are the cheapest mammals you can get. Expect a $340 tab the first year. Some expenses are food ($50) littler ($210) and a cage ($40). After the first year, the annual cost: $300.

Small Birds
Prices can climb way up there when it comes to exotic birds— the Blue Mutation Amazon sells for $18,000 to $20,000. But the upkeep of a bird remains a bargain at $270 for the first year. Expenses include food ($75), toys ($25) and a cage ($70). After the first year, annual cost: $200.

Fish
Expect to spend $235 on your underwater friend the first year. That includes the biggest expense the aquarium ($200). After the first year, the annual cost: $35. 

Easy Ways to Avoid Excess Costs
U.S. consumers spent over $36 billion on their animals in 2005. Here are some easy ways to chip away at your yearly spendings:

  • Go to the vet. Yearly exams catch health problems early, saving you a ton of time and money. Vet visits should include flea and tick controls and thorough checkups of gums, teeth, heart, lungs, and internal organs.
  • Make at-home checkups a routine, too. Do weekly checks for lumps, bumps, flakes, or scabs on your pet’s skin. Learn how to clean your pet’s ears (to avoid pricey ear infections) and brush her teeth (to avoid needing pricey dental cleanings that can run up to $200).
  • Vaccinate wisely. Only a few are actually required by law, so before shelling out for all those shots and subjecting Fluffy to the needle, ask your vet which ones she really recommends—needs can vary by region, lifestyle, and type of animal.
  • Spay, neuter, and train. “Fixed” animals are less likely to wander off and misbehave (same goes for well-trained ones)—meaning you have less chance of incurring astronomical emergency room costs if they wander in front of a car or get in a fight. Dogs that are spayed or neutered are also less likely to develop certain types of cancer.

Although skimping on the vet visits and vowing to train the dog on your own may seem like fiscally responsible choices, knowing that you’re more likely to find yourself face-to-face with big health expenses down the road makes them a whole lot less appealing. As with cars, homes, and even us people, a few preventative choices now can help save cash down the line. Who says you can’t have your designer dog and purse, too?

9 readers liked this story.
From Around the Web:
12.10.2008
Trillian
One more tip - consider pet health insurance. The ASPCA has a low cost plan and most vet offices will know of health insurance plans for pets. It will cover a lot of routine health costs, or at least ease the expense of vet visits. If your pet requires "special" food available at the vet office some insurance plans cover a portion of that expense, too. My cat had yearly check-ups, shots, dental cleanings, everything to keep him healthy - and was in fantastic health. But as with people, cancer doesn't care how healthy you life your life and hit him out of the blue. The monthly lab fees for blood tests alone were over $200, his twice daily medicine (pill form of chemo) was priced per pill. 18 months since his death I'm still paying off over $7,000 of affiliated expenses for his 13 months of cancer care. Without his health insurance it would have been double (or more). I'd do it again without blinking an eye, but go into animal companionship with eyes open regarding expenses.
07.30.2008
Lacie
I have two dogs and four puppies (one of which I'm going to keep). They are small chihuahua terrier mix dog and no matter what they cost, they are worth every penny! Their unique personalities are fun and cuddling with my pooches is what makes my day better. I love my dogs like parents love their kids and don't care how much they cost, I'll spend it just to keep them healthy and happy!
07.22.2008
Maggie Simms
I can't believe English Bulldogs require a C-section. How do they give birth in the wild?
07.22.2008
Isabel  Hartman
Speaking of guinea pigs, I once knew a co-worker who accidentally killed her guinea pig when she had pneumonia by breathing on him. She still feels terrible! She couldn't buy a new one because their litter was too expensive. So sad...
07.22.2008
Heather Glass
My best friend has a golden retriever, and though I love him, I'll bet he's expensive! He's worth it, though. :) I had no idea guinea pigs were so expensive - who knew??
It feels good to write.

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