Funeral Planning, Recession-Style

During the downturn in the economy, there’s still one industry with a steady supply of paying customers and business doesn’t look to end anytime soon. That’s because those in the multi-billion dollar funeral industry survive by the simple fact that people keep kicking the can, and their relatives are usually willing to dole out the dough to send Grandma Sue off in high class. But, according to the National Funeral Directors Association, the average cost of a traditional funeral is $7,323, which doesn’t include burial costs. Burial plots and other expenditures can push the total to $10,000 or more. That’s not cheap during thick times and it can be a downright hardship during the lean times.

That’s why some are looking for cutbacks, whether it is for themselves or for recently deceased relatives. Auctioning off burial plots, opting for carnations instead of roses, and toning down the casket from bronze to cardboard are just some of the recession-minded, budget-tightening measures that customers are taking.

I’m Sorry About Your Loss—Now Here’s the Bill
Buying a package funeral deal seems to be the easiest option for grief-stricken family members—and that’s the way it’s intended. Instead of scaling down to the necessities, many people buy an all-inclusive “traditional” funeral—an embalming, an ornate casket, open casket wake, fancy flowers, ceremony, procession, and graveside service. However, according to the Funeral Consumer’s Alliance (FCA), a consumer advocate group, this type of funeral is a fairly recent commercial invention—and not necessarily a good one.

When it comes in a package, it’s easier to be overcharged for unnecessary expenses and there is less transparency for the charges. The FCA recommends looking for these things to ensure the funeral home you are with is honest:

  • Early on in your discussions, ask for a general price list, which outlines costs
  • Before picking out a casket, ask for a casket price list, which should include caskets around or under $500
  • You should receive an outer burial container price list before selecting a grave liner or coffin vault
  • If you were told that something was required by law, you should have been given that evidence in writing
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01.20.2009
PD Garner
I would like to add that whatever your plans concerning your final disposition, put it in writing. Make sure a responsible friend or family member has a copy. Also, concerning organ donation, it is not true that internal organs are removed during embalming; it is against the law to remove ANY organ during embalming. If a person wishes to donate their organs, if desired, they can still have an open casket funeral without any disfigurement of the body.
01.20.2009
Goldivas
This is a good article. I would like to add that, whenever possible, it's a good idea to make pre-arrangements. You can get all your information together, meet with several funeral directors, then select the one you like. It makes thing so much easier when the time comes.
01.17.2009
Feathermaye
What a valuable resource this article is. It's a shame that any of our time living has to be spent worrying about how expensive it is to die, but when we have good information it doesn't have to be such a daunting task. Thanks for this!
01.11.2009
Janice Toepfer
Very helpful information that I unfortunately will need soon. Donating your body to science looks like the cheapest way to go as FREE is rock bottom. I have my greyhounds cremated as they pass. Many funeral homes are adding the family pet section to their businesses. They have beautiful little urns and containers in every size for your parakeet up to larger farm animals. My greyhound that recently passed weighed 90 pounds and the cost was $250 with prints of his paws, lock of his hair, and a beautiful oak box with his name engraved on it. I often pass an old graveyard tucked into a neighborhood. I have never seen a visitor there. Perhaps everyone is passed or long forgotten. We need to rethink this, as you stated.
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