Twelve Money-Saving Tips to Cope During a Recession

11. Review, review, and review your budget again. All of us have areas where we can tighten the belt. Maybe you don’t really “count” that money you spend on small items every day. Instead we wonder, where did it all go? There is just one way to find out. Set a budget and review it regularly to stay on track. Spending cash will help you spend less than if you mindlessly use your debit or credit card.

12. Get your credit report and correct any mistakes. A bad mark or mistake on your credit report can equal higher interest rates or worse. You are entitled to one free credit report a year. Get yours and promptly fix any inaccurate information.