Seven Steps for Buying a Car and for Avoiding Headaches

A few months I sold a car to a young couple in their twenties. The husband, an immigrant, was very enthusiastic and not very streetwise. I rather liked that. Like many people, trust is important to me and I hate having to constantly have to question ethics. The wife seemed combative to the point where I became a bit scared of her. The young couple had answered an advertisement I placed. Surprisingly, the advertisement got me many responses. The price was good for the condition of the car, which could explain the number of responses that I received. The particular couple to whom that I actually sold the car, flooded me with email responses and I was forced to email them back promptly. I guess I wanted to sell my car to someone whom I thought wanted it. It was a bit difficult to part with the car. 

I clearly realized that he wanted the car so I made an appointment with him to come and see the car. The potential buyer came in with his wife and as to tale the car for a test drive. As non-car dealer, my insurance does not cover test drivers so I sort of restricted the area where he could take the car when I agreed to let him test drive the car. It was a sell. 

When it came to paying me, the wife became a bit belligerent. She did not trust me. Of course, she later confided that she and her husband tried to purchase a car from a private seller and got ripped off; a story from which many of us can learn. “You should have called the police and filed a complaint,” I told her after she told me how someone who tried to sell them a car swindled them out of their money. 

This poor woman, after hearing her story, I understood why she became defensive when I offered to keep the car until she and her husband could go to DMV to register it and get plates. There is no way in this universe that I was about to let them drive away with my plates still attached to the car. I may not be a genius, but even I know that it’s not rational to sell the car with my plates still attached to it. By then, I had signed over the title to them, so, literally, the car was theirs at that point. 

Somehow, I began to wish that I had met her a few weeks earlier. There is a lot that I could have learned from her experience. Had I had a chance to learn from her, I would have been able to prevent a very long and unpleasant episode with a car dealer that forced me to get a couple of government agencies involved, to make hundreds of phone calls, caused me to age premature, forcing me to go gray sooner that nature intended, spend money and time that I will never again see. 

To make a long and avoidable story short, when purchasing a car from a used car dealer, the following are the recipes to avoid headaches: 

1. Make that the car dealer has the title (it is a must that you see the title and that it is the seller’s name before you buy the car)

2. State sales tax (make sure you have a copy of the sales tax that the dealer collects from you serving as agent of your state department of revenue)

3. Make sure that you have a copy of the receipt of the fees you paid for registration, title and plates that the dealer collects as agent of your state DMV

4. Check your temporary or metal plate and make sure that they are from the states in which the dealer does business

3 readers liked this story.
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07.31.2009
Marie Gachelin
Mislav, I'm glad to hear that you found the story useful. If you're buying a car from a private seller or a family member, ask them to write a receipt for you. I'd ask them to state how much you paid for the car. Keep in mind that when you go to Motor Vehicle to register the car, you will have to pay taxes on the amount that you paid to purchase the car. Private sellers are not authorized to collect taxes, so DMV will want to collect from you. In your rceipt, ask the seller to write the make of the car, the year, the model and the VIN (Vehicle Identification number, the date of purchase, the price you paid for the car. just make sure that the information on the title matches that on your receipt and the ID on the car. Of course ask the seller to print and write his or her name on the receipt. Jus a simple receit indicating, who sold the car and to whom. You can also check you DMV's website, most of them have instructiions. Good luck making the purchase.
07.31.2009
Mislav Bajic
Thanks allot. I was about to go buying a car and i have no clue that all this bad things could happen to me. Now im a bit scared. What if your buying car from someone whos not car dealer, like some family that wish to sell they car? How can they make a proper bill?
It feels good to write.

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