Making Money on Unpaid Maternity Leave

There are no less than a hundred thousand articles that advise soon to be mommies on how to transition work and prepare your employer for your maternity leave. And with the Pregnancy Discrimination Act of 1978 that states women who are pregnant must be treated in the same manner as other applicants or employees with similar abilities or limitations, there is a false sense of security that having a baby is business as usual.

This false security was shattered when I received an email from our hr resource stating that my maternity leave is handled under paid-time-off and that once the PTO is exhausted my status changes to unpaid personal leave. This means that I have 8.2 days off for maternity leave. The act applies to employers with fifteen or more employees, so my company flies under the radar. In this tight economy, I know that I can’t afford to take unpaid leave, so I decided to finance the leave myself.

First, I started searching early for alternative income resources. I looked on Craig’s List, Guru, and Elance for job postings. The best opportunities are those that let you work from home for short term engagements. Another thing I did was look at services section of Craig’s List. Most of the time people do things for free that they could charge for and by checking the service page I could see how other people were marketing their skills. The things I found were making arts and crafts and convenience contingent services. Convenience contingent services (CCS) is a phrase I coined which means any service and or job people can do but it would be easier to have somebody else do for them. An example of a CCS would be a dry clean valet service.

Secondly, reach out to small businesses and owners. Most small businesses are under staffed to lower fixed cost. These are great places to offer services like a small doctor’s office that needs somebody to make follow up calls on service plans or send out emails for a business with a database of clients.

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01.06.2010
Indigo Insane
Doesn't this defeat the point of maternity "leave"? It's supposed to be a time to recover and to take care of your new baby. The first few weeks you don't have time to do anything but take care of the baby and occasionally eat and sleep yourself - I can't imagine trying to work from home too.
06.30.2009
Green Sherpa
I also was on unpaid maternity leave (twice) and each time I did my budget would exclaim, "It is time to get creative." I am enjoying your tips. Erin
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