How to Change Your Thoughts and Improve Your Finances

Careful what you think; it becomes what you say.
Careful what you say; it becomes what you believe.
Careful what you believe; it becomes what you do.
Careful what you do; it becomes who you are.

—Zen Proverb

It was freeing to write my personal story, White Trash Girl to CEO: My Money Story. The encouraging response has been moving and even some of my best friends learned things. I am hopeful that my insights going forward will help people learn about healing their own relationships with money and how their thoughts, beliefs, and actions are affecting their financial lives. I have coaching clients who are independently wealthy yet still in constant fear of some major setback that will leave them penniless. This is due to unresolved emotions around money. I have middle-aged female clients who fear they are not capable of supporting themselves should they get laid off, have a serious illness, or if their husbands leave them for newer models. This fear is also due to unresolved emotions around money. With the state of the current economy and uncertainty, more people are looking for answers to their financial dilemmas and new ways of understanding their own financial personas. 

Most of us want the same things: peace of mind, security for our families, and to know that no matter what happens in our lives financially, we can handle it. Unfortunately most of us don’t have that luxury and I believe that in most cases, it is because people don’t have an emotionally healthy relationship with their finances.

Your finances are an extension of your concept about yourself and your place in society and the world. People’s current financial personas consists not only of external factors such as how much money they earn and what they owe, but also the internal environment of their thoughts, beliefs, and emotions (TBEs). As noted in the Zen proverb above, your thoughts lead to your beliefs that lead to your behaviors that lead to who you are—and that includes your current financial situation. This presumes that financial situations do not just happen to us, but that we subconsciously draw in whatever and whomever we need to give external expression to our internal condition. Accepting this allows us to see that situations such as failing to plan for expenses, getting laid off, being underpaid, getting behind in bills, losing money, and having no back-up plan, seem to be caused by external circumstances and are actually extensions of our internal world or TBEs.

12 readers liked this story.
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08.07.2008
Sandra Hersey
Hey girl, thanks for sharing this. As a Life Coach for Women I know how important it is that we change our thought process if we are going to change anything in our lives. When we master our thoughts about a situation we can master anything we want to. Thanks for reminding us.
A really excellent article, thanks so much. I totally agree that we have to own our current situation before we can move on to a health, happier and more prosperous future. Looking forward to your next story!
04.16.2008
Annette
I can certainly relate to this story. All my life I had been cheated, betrayed and stolen from. Not once did I receive any justice or redemption. In fact, my mother still tells me to let them have what they stole from me and walk away. I've had to do a lot of forgiving lately, especially forgiving myself. My marraige failed misreably and my divorce was a sham. I was left with very little and huge bills. It's so tough raising three children on my own. I went back to school and am graduating with my associates this May. I could use some real help because I just don't know what to do with the little bit I have for emergencies. I just don't know where to go from here....money is always so tight.
It feels good to write.

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