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What’s Your Health Insurance Horror Story?

Nearly forty-four million Americans were uninsured in 2006, according to the Centers for Disease Control and Prevention. Unsurprisingly, our failing health care system has become a hotly debated topic among 2008 presidential hopefuls.

I know I’ve had many frustrating experiences with my own health insurance. What are some of your health insurance horror stories? Do you even have health insurance? What are some ideas for fixing our system? Click on JOIN THE CHIT CHAT below to share your thoughts.

05.21.2009 Report
Yeah I hear that!
05.16.2009 Report
This is an important subject. Let's keep it going. I have had my chance to learn more than I wanted to about the health care crisis in the USA since my diagnosis with breast cancer in 2007. Please visit my site at htt://www.healthfail.wetpaint.com or follow me on Twitter (@fauxgypsy). I have detailed my experiences with health care or rather the lack thereof. Reform is needed but not the reform the insurance companies want.
04.19.2009 Report
Seriously, I do hope that you find your way, your avenue or whatever it may be. definately the help at least you are seeking.
04.19.2009 Report
nor am I one, although I am trying agian to find faith. Sometimes it seems harder and harder everyday. Wht did Obama say...Yes we Can?? And ohhhh, how he is!!!! Can't even be the better person and step down from the offer out of just respect period. He most definately has been challenged if he is paying attention, we will see what he does. In the mean time, if an ass who shows such disregard for the very people who fought for someone like him, yes, Black, not racist just hello, he his black. With out others like you and yourself, he never would of could of. Kind of ironic, and he is destroying the very platforms that lifted him up to accept the gift he was so graciously given, who knows if he will ever find himself to be able to come down and see and listen to us commoners doesn't it?? Black or white doesn't matter although the card does still often get played. We all are on the same boat. A big round fat one. Global anyone???
04.19.2009 Report
I would seriously contact my Congressman on that one and possibly even consider getting a new lawyer. Who ever maybe handling your WC case doesn't seem to be very effective at it. There are times, case in point Obama recieving a Law degree from Notre Dame, where you can be given honorary exception, or even grandfathered in. I would also look to the Military, legal cousil of veteran affairs. I am truly sorry for you having to go through all this. Maybe even if you could find a church in which you feel some solidity with that may help, they can out reach in many different ways. Look at the past Pope John Paul. He lived his life mostly shunned and in secret, until the Catholic Church finally souht to retrieve him and use him for their cause. (Just Cause and means I do believe.) He was very profound in his life, his funeral was only testimoinal of that with th 1000,s that literally had walked for days or weeks just to see him. I am not saying being a GOD freak gives all the answers
04.19.2009 Report
While recieving workers comp benefits you cannot do continuing education if you can no longer do that job. Even though I could no longer do that specific job, my 20 years of experice is only validated by the license I could hold which now is worthless. Almost every medical admin position requires an RN degree to even be considered for a job that has nothing to do with actual hands-on patient care. Because my license expired because I was not allowed to do CEU's I am screwed...and no longer "fit" into job requirements. Worker's comp does give you re-training which I did get. I went into the HR field only to discover that I was unemployable. HR has extensive background checks and they use them. Because of this I realized why I have spent the last 6 yrs trying to get a job and did not get one single callback. Prior to my injury I never went a day unemployed (20 yrs). I think that says alot about HR. I am Blacklisted and cannot do anything about it. I may have to get a new SSI#
04.18.2009 Report
No doubt your situation sucks though. Whats that saying?? It sucks to be me?? I feel like that sometimes...
04.18.2009 Report
of course it further dehabilitates you. I would inquire about that. Where I come from the Workers Comp thing steers you toward re-educating yourself torward something more feasible for you, or enlightening you more in the field you are in. I am not exactly sure what you are referring to though.you have mentioned your background is also Army related? Correct??
04.18.2009 Report
I think HR can be an awful word myself. It seems what we have and what is being promoted even further is people without the capacity to make decisions about or for others, even the Doctors themselves. Treatments avoided, even with insurance because the admins thinks it costs way to much. That is in our now as it is reformed health care, and that is also why I say please reform us no more, give the care decision and making back where it belongs to the doctors, even the lawyers when concerning workers comp, should not be allowed in the Health Care decision process. I must say, I had a friend though who got the big C, didn't have insurance, and actually because of that very thing, he recieved the 'Best" care around, and I know my stuff when it comes to that area. He beat it, when he was told he probably would not, but ended up dying about a year or so later from something else. It sounds wierd that your being told it is against the law for you to take courses of any capacity unless
04.18.2009 Report
I had a work injury that ended my medical career. It went misdiasgnosed for a year. A simple MRI would have shown the problem so it could had been corrected and I could still work. Instead of looking at the possibility that a $400 procedure would have saved my career and saved them MUCH more money than they eventually spent, they chose to prevent the testing necessary to fix the problem. Even worse, while on worker's comp and having 11 surgeries to repair the damage--it is against the law to do the continued education needed to keep my liscense so now that I can work I do not even have my past experience to rely on. Workers comp laws are there primarily for the unskilled employee. For a skilled worker it prevents you from actually moving forward in life. My 20 years as a medical professional are worthless. I can't even get a job in admin. I believe that HR uses some form of reporting which allows them to see a previous claim. I am Blacklisted and it is even not my fault!
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