But! I am pulling myself up by my boot straps and I am working my tail off to make things right. I have put pen to paper and made financial goals for my family and we are working to meet those goals. I am wiser with my money now and I am making positive changes in our budget to reach the goals that we need to reach. We are beginning to see light at the end of our tunnel and it feels good!
Focus on these things—not the bad! That is a goal for me this year!
2. Get Organized. I have been flipping through this month’s magazines and am beginning to see a theme into what people are looking for. This is the time of the year where we say that we want to get organized. But how does organization relate to the financial situation? To me, finances and organization go hand in hand. Without organization, my finances would be a wreck and that is why it is a continual goal for me to get my stuff in order.
Organization in your life will lead to lots of positive changes and your finances can change right along with that.
Are your bills late? Are you always losing those receipts for your reimbursements for your medical expenses? Did you misplace important tax paperwork and won’t be able to use for your deductions?
Those scenarios can be sickening, especially if those are positive amounts that could be made into your account or you are suffering from fees and higher interest rates because you can’t get your stuff in order.
Figure out how you can get things in order so that you can make these scenarios work. For your medical expenses, a three ring binder divided by months can be great for keeping track of receipts and your Explanation of Benefits. Use this to keep track of what has/has not been paid. Then if the company calls and says they never received your payment, you have your written proof that payment was sent or reimbursements weren’t made.
