Champagne Style on a Beer Budget

I have champagne tastes, but more often than not, I’m on a beer budget. This is especially true for clothing. Despite my epic powers of justification, even I have trouble making sense of a $900 leather sheath dress. So, I’m here to give you options! Click through for “splurge” or “save” selections for all of fall’s most drool-worthy trends.

By Becca Freeman

Colorful Coat

By February, I’m usually in a mid-winter rut so deep that if it doesn’t involve sweatpants and Uggs, I’m really not interested. Let’s think of the colored coat as sartorial Prozac. With a coat so bright and fun, winter is bound to be just a little bit easier. This season’s jewel-toned toppers come in just about every color of the rainbow. So, it’s up to you whether you want to save your dough and buy one in every color, or plunk down the serious cash into a fantastic designer number that will keep your spirits high for many winters to come.

(Splurge: Stella McCartney, $1,925; Save: Portrait-, $169.99)