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It’s the Thought That Counts

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One of my Christmas memories is getting gifts from my grandma. On my mom’s side, there are almost thirty cousins, and my grandma felt like she still needed to buy us gifts. For a few years, she would bake us each some of our favorite things. Then, when she ended up living in the nursing home and couldn’t bake anymore, she started buying us socks. It has been at least fifteen years and it is still a family memory that comes up at family get-togethers.


Last year, one of my uncles and his family bought and wrapped a pair of socks for us.


So even though it may seem important to buy the fancy gifts, the memories you make are also important.


So if your financial circumstances have changed, consider changing your spending habits too. If you outspend your income for too long, you will pay for it later.


 

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