A Wall Street cover-up can cost dearly; a beach cover-up protects.

My latest must-have cover-up is Hidden Corrective Concealer by Hourglass, which doesn’t cost a fortune and contains Vitamin E to protect and aid in healing.

Housed in a lipstick-like shiny bronze tube the Concealer easily smooths into place. I gently apply to blemish or under eyes then lightly pat with a finger tip. Presto-changeo! The Concealer is so creamy that there’s no pulling of the delicate eye area, and it swiftly disappears under foundation or powder. As a matter of fact, I often go without foundation, only sun screen and you’d never know I had any Concealer on.

Further it has maximum staying power so there’s no need to reapply for evening.

Since my skin is fair, my Concealer shade is "Pearl". I’ve been using it for about a month and the Concealer still looks new, so a tube will undoubtedly last for a very long time. However, when I do run low it’s available at sephora.com and Barney’s New York.

Hooray for Hourglass!