I had more than $5,000 in credit-card debt at 20% APR that wasn't going away. I needed a new credit card with a good balance-transfer annual percentage rate, so I did a search for a credit-card comparison tool and found Card Hub at www.cardhub.com.

Unlike other card search engines, Card Hub let me specify my credit history and what I was looking for in a new card. I was able to compare a few different cards, which was great because Card Hub also tells you right upfront what the "hidden" fees and fine-print are for each card (for example, which cards charge a "balance-transfer fee"). After a few minutes of comparing, I found a no-annual-fee card with a 12-month, 0% introductory balance-transfer APR.

Once I was ready to apply, I clicked the "Apply Now" button and was automatically redirected to the secure application site for that credit card.

Now I'm saving $1,000 in interest payments for a whole year -- money that I'm using to pay off this stupid credit card debt!

Card Hub was easy to use, educational, and saved me a pile of money. Great stuff. Highly recommended.